Optimum Account

International bank account

  • Available in Sterling, US Dollar, Australian Dollar and Euro
  • Minimum balance just £4,000, US$6,000, AU$6,000, €6,000
  • No maintenance fee whilst the minimum balance is maintained
  • Set up standing orders*
  • Set up direct debits for accounts denominated in Sterling
  • Simple to open and operate internationally

Visa debit card*

  • Available in four currencies (GBP, US$, AU$, €)
  • Accepted at 28 million outlets and 1.4 million ATMs worldwide in more than 200 countries
  • Dedicated 24/7 customer service and lost or stolen debit card services

International internet banking

  • Free 24/7 online banking supported by secure, dual factor authentication
  • Discounted international payments
  • Suppress paper statements
  • Demo internet banking here

*Fees and charges apply

Call us today on +44 (0)1624 643700

(Between 09.00 & 17.00 UK time)

South African residents please call +27 (0) 860 333 383

(Between 09.00 & 17.00 SA time)

You can apply for an international bank account with Standard Bank if;

  • You are aged 18 or over
  • You are able to meet the minimum balance requirement for your choice of account

All customers are required to make an initial deposit into their account within three months of the account being opened.

Details of our Terms, Conditions and Charges can be accessed using the links below. These are important documents and form part of your agreement with the Bank when opening / continuing an account with us. Please ensure you read and understand the content.

**Important notice**

Our new Terms and Conditions, Charges for Banking Services and telephone, fax and scan indemnity are effective from 1 January 2014. Please ensure you read these now by visiting www.standardbank.com/terms

Wherever you are in the world, our International Visa debit card can be used to make purchases of goods and services in any currency, without the need to carry large amounts of cash, cheque cards or travellers cheques.

Key features

  • Available in Sterling, US Dollar, Australian Dollar and Euro
  • Pay for goods and services in more than 28 million outlets worldwide, wherever you see the visa mark*
  • Obtain cash from 1.4 million automated teller machines in more than 200 countries*
  • Set spending limits according to your needs

For more information, please download the Visa debit card user guide.

Apply now - download the Visa debit card application form

Terms and Conditions to be read in conjunction with product Terms and Conditions.

*Fees and charges apply

Secure 24/7 Internet Banking through International Online

Standard Bank's Internet Banking service, International Online, is a fast and secure way to manage your Standard Bank account 24 hours a day, seven days a week. Track your savings or monitor your day to day account 365 days a year.

International Online features

  • Discounted international payments when you use International Online
  • No annual fee
  • Global access
  • Account balance and transaction information
  • Ability to instruct payments worldwide, in a range of currencies and using foreign exchange
  • Dual Factor Authentication for additional protection for users when authorising transactions online
  • Send secure messages to Standard Bank Isle of Man Limited
  • Facility to download statements

Existing clients

Access our demo of International Online