Optimum current account

Multi currency international bank account

  • Available in Sterling, US dollar, Australian dollar and Euro
  • Minimum balance just £3,000, US$5,000, AU$5,000, €5,000
  • Competitive fees. No annual maintenance fee whilst the minimum balance is maintained
  • Set up standing orders in all supported currencies*
  • Set up direct debits for accounts denominated in Sterling
  • Simple to open and operate internationally

Visa debit card*

  • Available in four currencies (GBP, US$, AU$, €)
  • Accepted at 28 million outlets and 1.4 million ATMs worldwide in more than 200 countries (annual fee applies)
  • Dedicated 24/7 customer service and lost or stolen debit card services number
  • You can change your PIN at participating ATM's

Offshore internet banking

  • Free 24/7 online banking supported by secure, dual factor authentication
  • Discounted international payments when you use internet banking
  • Suppress paper statements
  • Demo internet banking here

Optimum current account links

*Fees and charges apply

You can apply for an international bank account with Standard Bank if;

  • You are aged 18 or over
  • You are able to meet the minimum balance requirement for your choice of account

All customers are required to make an initial deposit into their account within three months of the account being opened.

Details of our Terms, Conditions and Charges can be accessed using the links below. These are important documents and form part of your agreement with the Bank when opening/continuing an account with us. Please ensure you read and understand the content.

Wherever you are in the world, the offshore Visa debit card can be used to make purchases of goods and services in any currency, without the need to carry large amounts of cash, cheque cards or travellers cheques.

Key features

  • Available in Sterling, US Dollar, Australian Dollar and Euro
  • Pay for goods and services in more than 28 million outlets worldwide, wherever you see the visa mark*
  • Obtain cash from 1.4 million automated teller machines in more than 200 countries*
  • Set spending limits according to your needs
  • Competitive fees - view our fees and charges*

For more information, please download the Visa Debit card user guide.

Apply now - download the offshore Visa Debit card application form

Terms and conditions to be read in conjunction with product terms and conditions.

*Fees and charges apply

Secure 24/7 Internet banking through International Online

Standard Bank's Internet banking service, International Online, is a fast and secure way to manage your Standard Bank account 24 hours a day, seven days a week. International Online offers secure global access to real-time account information as well as transactional capability. Track your savings or monitor your day to day account 365 days a year.

International Online features

  • Check the current balance of your account
  • View or download to your PC, details of your recent transactions
  • Secure dual factor authentication to authorise payments and transfers
  • Transfer funds instantly between your accounts with Standard Bank
  • Arrange payments to accounts held at other banks worldwide
  • Send secure messages to Standard Bank about your accounts
  • Suppress paper statements
  • Discounted international payments when you use internet banking

Existing clients

Access our demo of International Online