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Defined Return Deposit

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Final Defined Return Deposit

Preserve your wealth by combining 100% capital protection on your deposit with a fixed enhanced return when stock markets grow and a fixed minimum return when markets fall.

Some of the benefits

Defined return

Receive an enhanced defined return – no matter if the market is flat or up

Lower barriers

Start your global saving journey with easy accessible deposits

Capital protected

Deposit with confidence, knowing your money is safe if stock markets fall

Minimum return

Receive a fixed minimum return, even if market returns are negative
What you get
  • Available in GBP, USD and AUD accounts
  • Capital is 100% protected
  • 4-year deposit term
  • A fixed minimum return if the market falls over the term
  • A fixed enhanced defined return if the market is flat or better over the term

See more information in latest brochure here

How it works
  • The returns are linked to the S&P United Kingdom Index for Sterling deposits, the S&P 500 Index for US dollar deposits, and the S&P/ASX 200 Index for AUD deposits
  • At the end of the term, if the market performance is negative, you receive your deposit plus the minimum return
  • At the end of the term, if the market performance is flat or positive, you receive your deposit plus the defined return

 

What it costs
  • No monthly fees
How to get it
  • You need to be 18 years or older
  • Have the minimum deposit in your call account to transfer at the start of the deposit term

See more information in latest brochure here

  • What you get
  • How it works
  • What it costs
  • How to get it
  • Terms and Conditions
  • Available in GBP, USD and AUD accounts
  • Capital is 100% protected
  • 4-year deposit term
  • A fixed minimum return if the market falls over the term
  • A fixed enhanced defined return if the market is flat or better over the term

See more information in latest brochure here

  • The returns are linked to the S&P United Kingdom Index for Sterling deposits, the S&P 500 Index for US dollar deposits, and the S&P/ASX 200 Index for AUD deposits
  • At the end of the term, if the market performance is negative, you receive your deposit plus the minimum return
  • At the end of the term, if the market performance is flat or positive, you receive your deposit plus the defined return

 

  • No monthly fees
  • You need to be 18 years or older
  • Have the minimum deposit in your call account to transfer at the start of the deposit term

See more information in latest brochure here

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