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Quantum PLUS Deposit

View in your preferred currency:
Quantum Plus final

Grow your international savings by combining capital protection with a mix of fixed and market-related returns. Secure a fixed rate of return in the first year on 40% of your deposit, while the remainder tracks a portion of the stock market growth for 5.5 years.

Some of the benefits

Capital protected

Deposit with confidence, knowing your money is safe if stock markets fall

Uncapped return

Save for a set term and share in a portion of the stock market growth

Lower barriers

Start your global saving journey with easy accessible deposits

Split risk

Get a mix of fixed and market-related returns on your deposit
What you get
  • Available in GBP, USD or AUD denominated deposits
  • 40% of the deposit has a 1-year term (Quantum portion) and
  • 60% of the deposit has a 5.5-year term (PLUS portion)
  • Quantum portion pays a fixed rate of interest over the 1-year term
  • PLUS portion pays a market-linked return based on a proportion of the growth in a stock market index dependent on your market choice
  • 100% capital protection against fall in the markets

See more information in latest brochure here

 

How it works
  • On 40% of your deposit, the Quantum portion, you get a fixed rate of interest at the prevailing rate for one year
  • Interest on the Quantum portion accrues at the end of the year and is paid together with this portion of your deposit
  • On 60% of your deposit, the PLUS portion, the return is linked to a proportion of market index returns over 5,5 years
  • Sterling deposits track the S&P United Kingdom Index
  • US dollar deposits track the S&P 500 Low Volatility Index
  • Australian dollar deposits track the S&P ASX/200 Index
  • At maturity of the PLUS portion, you will receive back this portion of your deposit plus a proportion of the market index performance
  • The maximum potential return on the PLUS portion is not capped
  • The return on the PLUS portion is calculated using the growth in the relevant market index between the start date and the average closing price over the final 18 months of the PLUS portion deposit term

 

How to get it
  • You need to be 18 years or older
  • Have the minimum deposit in your call account to transfer at the start of the fund 
What it costs
  • No monthly fees
  • What you get
  • How it works
  • How to get it
  • What it costs
  • Available in GBP, USD or AUD denominated deposits
  • 40% of the deposit has a 1-year term (Quantum portion) and
  • 60% of the deposit has a 5.5-year term (PLUS portion)
  • Quantum portion pays a fixed rate of interest over the 1-year term
  • PLUS portion pays a market-linked return based on a proportion of the growth in a stock market index dependent on your market choice
  • 100% capital protection against fall in the markets

See more information in latest brochure here

 

  • On 40% of your deposit, the Quantum portion, you get a fixed rate of interest at the prevailing rate for one year
  • Interest on the Quantum portion accrues at the end of the year and is paid together with this portion of your deposit
  • On 60% of your deposit, the PLUS portion, the return is linked to a proportion of market index returns over 5,5 years
  • Sterling deposits track the S&P United Kingdom Index
  • US dollar deposits track the S&P 500 Low Volatility Index
  • Australian dollar deposits track the S&P ASX/200 Index
  • At maturity of the PLUS portion, you will receive back this portion of your deposit plus a proportion of the market index performance
  • The maximum potential return on the PLUS portion is not capped
  • The return on the PLUS portion is calculated using the growth in the relevant market index between the start date and the average closing price over the final 18 months of the PLUS portion deposit term

 

  • You need to be 18 years or older
  • Have the minimum deposit in your call account to transfer at the start of the fund 
  • No monthly fees
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