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UK Property Lending

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UK Property Lending

A no-fuss loan to buy or refinance a residential or commercial property, with flexible repayment terms and attractive interest rates.

Benefits of UK Property Lending

Certainty

Fixed-interest loans are available on request to qualifying businesses

Location

Loans are available for residential or commercial property in the UK

Multi-purpose

Use the loan to buy or refinance a property, or for equity release

Flexibility

Repay the interest only or amortise the capital amount over the loan term
Interest Rates

View our Business Loan interest rates

See interest rates
How it works
  • Available in GBP and USD for properties in the UK
  • For residential property, maximum loan to value is 65%
  • For commercial property, maximum loan to value is 60%
  • Choose to repay interest only, or amortise the loan amount quarterly
  • Debit interest is charged quarterly in arrears
  •  A cash deposit equal to six months’ debit interest is held by the bank at all times
  • All professional fees are for your account
     
What you need
  • Minimum interest cover of 125% for residential property
  • Minimum interest cover of 150% for commercial property
  • Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
  • Meet the minimum loan approval requirements
  • Please contact your relationship manager
  • How it works
  • What you need
  • Available in GBP and USD for properties in the UK
  • For residential property, maximum loan to value is 65%
  • For commercial property, maximum loan to value is 60%
  • Choose to repay interest only, or amortise the loan amount quarterly
  • Debit interest is charged quarterly in arrears
  •  A cash deposit equal to six months’ debit interest is held by the bank at all times
  • All professional fees are for your account
     
  • Minimum interest cover of 125% for residential property
  • Minimum interest cover of 150% for commercial property
  • Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
  • Meet the minimum loan approval requirements
  • Please contact your relationship manager
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