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UK Property Lending

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UK Property Lending

A no-fuss loan to buy or refinance a residential or commercial property, with flexible repayment terms and attractive interest rates.

Some of the benefits

Certainty

Fixed-interest loans are available on request to qualifying businesses

Location

Loans are available for residential or commercial property in the UK

Multi-purpose

Use the loan to buy or refinance a property, or for equity release

Flexibility

Repay the interest only or amortise the capital amount over the loan term
Interest Rates

View our Business Loan interest rates

How it works
  • Available in GBP and USD for properties in the UK
  • For residential property, maximum loan to value is 65%
  • For commercial property, maximum loan to value is 60%
  • Choose to repay interest only, or amortise the loan amount quarterly
  • Debit interest is charged quarterly in arrears
  •  A cash deposit equal to six months’ debit interest is held by the bank at all times
  • All professional fees are for your account
     
What you need
  • Minimum interest cover of 125% for residential property
  • Minimum interest cover of 150% for commercial property
  • Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
  • Meet the minimum loan approval requirements
  • Please contact your relationship manager
  • How it works
  • What you need
  • Available in GBP and USD for properties in the UK
  • For residential property, maximum loan to value is 65%
  • For commercial property, maximum loan to value is 60%
  • Choose to repay interest only, or amortise the loan amount quarterly
  • Debit interest is charged quarterly in arrears
  •  A cash deposit equal to six months’ debit interest is held by the bank at all times
  • All professional fees are for your account
     
  • Minimum interest cover of 125% for residential property
  • Minimum interest cover of 150% for commercial property
  • Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
  • Meet the minimum loan approval requirements
  • Please contact your relationship manager
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