Offshore banking with Standard Bank
Moving money across borders raises real questions – about safety, access, and who to trust. Standard Bank Offshore has operated internationally for more than 30 years, serving clients from across Africa. Here, your money works in the currency you choose, while you stay in control of it wherever you are.
Our international banking services offer
A proud legacy
Clients around the world have trusted Standard Bank for more than 160 years, and counting
Modern banking
Our world-class digital solutions place an offshore bank account in the palm of your hands
Peace of mind
We comply with and uphold the highest local and global banking standards
Full service
Our complete international banking services include day-to-day banking, savings, investments, loans and forex
Explore our international banking services
Bank accounts
An offshore bank account lets you take care of day-to-day banking in major foreign currencies.
Savings accounts
Flexible, secure and simple savings in major foreign currencies.
Personal loans
Access simple, conversion-free, major foreign currency international lending solutions on variable terms.
Investment solutions
Build an international investment portfolio of actively-managed international investment solutions.
Structured products
Access uncomplicated, ready-made solutions and tap into the growth potential of expanding markets.
Fiduciary services
Join other African-connected and UK-resident families who entrust us with helping to create, grow, protect and pass on their wealth.
How does offshore banking mitigate currency risk?
Holding savings in a major foreign currency is a common strategy used to introduce greater stability in personal finances. Standard Bank Offshore offers accounts in GBP, USD, EUR or Australian dollars, each as a separate account. The accounts are held in the Isle of Man, regulated by the Isle of Man Financial Services Authority, where Standard Bank has operated for more than 30 years.
What currencies can I hold in my offshore account?
Standard Bank Offshore accounts are available in pound sterling (GBP), US dollars (USD), euro (EUR) and Australian dollars (AUD). Each currency runs as a separate account, so you can hold and manage multiple currencies simultaneously under one banking relationship, without converting funds between them.
How secure is offshore banking with Standard Bank?
Standard Bank Isle of Man Limited is regulated by the Isle of Man Financial Services Authority and has operated from the Isle of Man for over 30 years. Deposits are covered by the Isle of Man Depositors' Compensation Scheme. Account security includes enterprise-level online and mobile banking with 24/7 access and full card controls from the app.
What fees apply to an offshore account?
Sterling payments within the UK are free via Online Banking. Correspondent bank fees may apply to international transfers. Fees for card transactions and cash withdrawals are set out in the Standard Bank Offshore Pricing Guide.
How do I get started with offshore banking?
You can apply online by completing the quick eligibility check, verifying your identity and submitting application documents. We aim to have your account activated as quickly as the regulatory framework for international banks allows.
How to report unethical behaviour
If you suspect theft, fraud, or corruption by any of our employees, customers, or suppliers.
Report it immediately to our independent whistleblowing line.
What you need to know
Keep these important details handy for a seamless international banking journey
Your guide to international payment and transfer codes
Your guide to international payment and transfer codes
Your quick-reference guide to international banking
Your quick-reference guide to international banking
Your guide to international payment and transfer codes
Your quick-reference guide to international banking
Getting started
The first step to activating your International account is to transfer the minimum deposit into your account
How to activate your international account
How to activate your international account
Resolve your international banking queries
Resolve your international banking queries
How to activate your international account
Resolve your international banking queries