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    The extreme volatility in the global economy and financial markets over the past few years are a stark reminder that uncertainty lurks around every corner. Global stock markets have see-sawed from extreme highs to record lows over the past few years, leaving ordinary investors unsure of what to expect.
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    As directors of trust companies forming part of Africa’s largest bank by assets, with a presence in 19 African countries, it is fair for us to say that we have significant experience implementing estate and succession plans for families with African connections. Whilst we absolutely acknowledge that each family is unique, as are their estate and succession planning needs, we do still see threads of commonality when we are approached by families wishing to establish fiduciary structures.
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Bank codes and standards

You will need the following details in order to make or receive payments from your international bank or savings account.


  • IBAN is the International Bank Account Number, an internationally recognised account number format. This is used worldwide, but mostly in Europe. Any payment made within the EU zone in Euros must be made using an IBAN.
  • You can find your IBAN number on online banking or your account statement.


BIC or Swift codes

  • A BIC code (or SWIFT code) is the unique identification code for every bank.  
  • These are used when transferring money between banks, particularly international wire transfers.

Standard Bank BIC/SWIFT codes

Bank name: Standard Bank Isle of Man Limited

  • Bank address: Standard Bank House, One Circular Road, Douglas, Isle of Man, IM1 1SB
  • Sort code (for GBP transfers from UK only): 404852 

Bank name: Standard Bank Jersey Limited

  • Bank address: Standard Bank House, 47/49 La Motte Street, St Helier, Jersey JE4 8XR
  • Sort code (for GBP transfers from UK only): 405233


Correspondent banks

A correspondent bank is a third-party bank used by the sending and beneficiary bank when it does not have direct relationships needed to complete payments and transfers. They are essential to the global payment system as brokers for transactions.

 It is important to note that a correspondent bank may levy its own charges in addition to any fees charged by Standard Bank. You may opt for the sender or the beneficiary of the transfer to pay transfer charges  however, a correspondent bank may, at it's own discretion, deduct its charges from  remitted funds, even if you selected to pay all fees upfront.

You can find the relevant routing information on our correspondent banks page on our routing information page. 

Customer and client numbers

Keep the following details handy when you’re using International Online Banking:

  • Customer number – which you can find in your welcome email or bank statement
  • Internet client number – which is an 8-digit number that starts with a 5. This will have been emailed to you within 24 hours of completing your Online Banking registration.

If you have forgotten this number, please call the Contact Centre Monday – Friday between 7am and 5pm GMT.