Wealthwise: Insights and Strategies for International Banking
Your go-to source for the latest insights and information on how to add value to your life with international banking products and services.
Saving and Investing
Saving and Investing
13 Mar 2026
Why some investors are looking East to balance their portfolios
Saving and Investing
11 Dec 2025
Finding certainty in an uncertain world
If you’ve ever hesitated to make a financial decision because the world felt too uncertain, you’re not alone. When headlines are filled with political standoffs, economic volatility and shifting global alliances, it’s natural to fear how markets are going to react.
Saving and Investing
5 Jun 2025
Why diversify using international Structured Products?
If you’re managing your finances across borders, you already know how challenging it is to stay ahead of volatile currency markets, shifting geopolitics, and fluctuating markets. These aren’t just theoretical risks – they’re part of your everyday financial reality.
Saving and Investing
2 Apr 2025
Diversify your portfolio with international structured products
If you live in a country with a weak currency, then you would probably see the sense in taking money offshore to store and invest in a major currency. The overriding benefit of this move is that your international buying power won’t be eroded because your currency is devaluing against the likes of the US dollar, pound sterling or euro.
Managing Your Money
Managing your money
19 Dec 2023
Spring-clean your finances for the new year
Spring-cleaning is a task that few of us savour, even though we realise it’s a necessary ritual. The benefits of a clean and decluttered home are obvious and can be appreciated by the whole household because of the more wholesome living experience you’ve created.
Managing your money
27 Sep 2023
3 creative ways to use your international debit card
When considering the merits of an international bank account, decisions are often based on the unique features and lifestyle benefits that are packaged with your offshore account. What is often overlooked, however, is the convenience and flexibility you gain from being able to wield a globally-accepted debit card.
Managing your money
28 Aug 2023
When traditional and fintech banking meet
In a world where speed of access is paramount, fintech banking solutions have attracted new generations of customers. But as regulatory requirements increase, easy access is giving way to unexpected hurdles down the line when regulators come calling.
Travelling & Relocation
International Banking 101
International banking 101
You've used your Single Discretionary Allowance, now what?
Most of the guidance that South African clients get around the Single Discretionary Allowance stops the moment the transfer clears. If you're like many other clients, you might not be entirely clear on what to do next. You've taken the important step of diversifying your currency risk, but it's what you do next that most determines the outcome.
International banking 101
20 Apr 2026
A guide to using your Single Discretionary Allowance
For South African residents, the Single Discretionary Allowance (SDA) offers a structured and compliant way to build global financial exposure. The increase in the annual limit announced in March 2026 provides even greater flexibility for individuals and families looking to diversify part of their wealth beyond the rand.
Estate & Succession Planning
Estate & Succession Planning
30 Apr 2026
Control, Comfort and Complexity: Balancing Family Involvement with Substance in Offshore Structures
Estate & Succession Planning
3 Feb 2026
Evolving Wealth Structures: Key Insights from STEP Johannesburg Roundtable
On 17 October 2025, STEP Johannesburg, Standard Bank, and Jersey Finance jointly held a roundtable discussion in Johannesburg, Gauteng. The event brought together 18 professionals from the legal, accounting, investment, and fiduciary sectors to participate in an open and lively debate on current trends shaping fiduciary and legacy planning in South Africa and across the continent.
Estate & Succession Planning
31 Jan 2025
A question of capacity
With incapacity issues on the rise, what can trustees do to mitigate against, and manage the impact of, a settlor or other key person's incapacity (and the possibility of undue influence) on existing and new trust structures? This article considers some scenarios that a trustee may face in this context along with guidance provided by case law and offers some practical suggestions.
Reporting to society
