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UK Property Lending

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GBP
UK property loan product page banner

Build your international property portfolio as a non-resident with a loan for residential rental property in the UK.

Some of our benefits

Flexibility

Pay interest only, with the option to repay the loan amount during the term

Location

Loans available in pounds sterling for UK buy-to-let residential property

Convenience

Rental income is paid directly into your Standard Bank Isle of Man account

Low barriers

A cash deposit equal to six months’ debit interest can secure your loan
How it works
  • Available only in GBP for properties in the UK
  • Loan is for residential, rental property owned by non-residents
  • Maximum loan value is 65% of purchase price or professional valuation
  • Variable interest rates linked to 1 month Libor
  • Debit interest is charged quarterly in arrears
  • No penalty for ad hoc capital repayments
  • Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

How to get it
  • The property must be tenanted, with net rental income covering at least 125% of interest
  • Meet the minimum loan approval requirements
  • Cash deposit equal to six months’ debit interest held by the bank
  • A three-yearly property valuation by a bank-approved surveyor
  • How it works
  • How to get it
  • Available only in GBP for properties in the UK
  • Loan is for residential, rental property owned by non-residents
  • Maximum loan value is 65% of purchase price or professional valuation
  • Variable interest rates linked to 1 month Libor
  • Debit interest is charged quarterly in arrears
  • No penalty for ad hoc capital repayments
  • Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

  • The property must be tenanted, with net rental income covering at least 125% of interest
  • Meet the minimum loan approval requirements
  • Cash deposit equal to six months’ debit interest held by the bank
  • A three-yearly property valuation by a bank-approved surveyor
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