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UK Property Lending

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GBP
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Are you buying investment property in the UK? Get your international real estate portfolio off the ground with a flexible, non-resident property loan.

Some of our benefits

Flexibility

An Interest-only loan facility with no penalty for ad hoc capital repayments

Location

Ideal way to finance international real estate deals in the UK buy-to-let residential property market

Minimal fuss

Consolidate all investment property income and charges in your primary Isle of Man account

Easy terms

You could secure your UK buy-to-let Property Investment Loan with a deposit equal to six months’ debit interest
How it works
  • Available only in GBP when buying investment property in the UK
  • Loan is for residential, rental property owned by non-residents
  • Maximum loan value is 65% of purchase price or professional valuation
  • Variable interest rates linked to 1 month Libor
  • Debit interest is charged quarterly in arrears
  • No penalty for ad hoc capital repayments
  • Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

How to get it
  • The property must be tenanted, with net rental income covering at least 125% of interest
  • Meet the minimum loan approval requirements
  • Cash deposit equal to six months’ debit interest held by the bank
  • A three-yearly property valuation by a bank-approved surveyor
  • How it works
  • How to get it
  • Available only in GBP when buying investment property in the UK
  • Loan is for residential, rental property owned by non-residents
  • Maximum loan value is 65% of purchase price or professional valuation
  • Variable interest rates linked to 1 month Libor
  • Debit interest is charged quarterly in arrears
  • No penalty for ad hoc capital repayments
  • Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

  • The property must be tenanted, with net rental income covering at least 125% of interest
  • Meet the minimum loan approval requirements
  • Cash deposit equal to six months’ debit interest held by the bank
  • A three-yearly property valuation by a bank-approved surveyor
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