UK Property Lending

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Are you buying investment property in the UK? Get your international real estate portfolio off the ground with a flexible, non-resident property loan.

Some of our benefits

Flexibility

An Interest-only loan facility with no penalty for ad hoc capital repayments

Location

Ideal way to finance international real estate deals in the UK buy-to-let residential property market

Minimal fuss

Consolidate all investment property income and charges in your primary Isle of Man account

Easy terms

You could secure your UK buy-to-let Property Investment Loan with a deposit equal to six months’ debit interest

How it works

Available only in GBP when buying investment property in the UK
Loan is for residential, rental property owned by non-residents
Maximum loan value is 65% of purchase price or professional valuation
Variable interest rates linked to 1 month Libor
Debit interest is charged quarterly in arrears
No penalty for ad hoc capital repayments
Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

How to get it

The property must be tenanted, with net rental income covering at least 125% of interest
Meet the minimum loan approval requirements
Cash deposit equal to six months’ debit interest held by the bank
A three-yearly property valuation by a bank-approved surveyor

How it works
How to get it

Available only in GBP when buying investment property in the UK
Loan is for residential, rental property owned by non-residents
Maximum loan value is 65% of purchase price or professional valuation
Variable interest rates linked to 1 month Libor
Debit interest is charged quarterly in arrears
No penalty for ad hoc capital repayments
Professional fees from bank-approved firms will be paid from your account

See UK Property fact sheet

The property must be tenanted, with net rental income covering at least 125% of interest
Meet the minimum loan approval requirements
Cash deposit equal to six months’ debit interest held by the bank
A three-yearly property valuation by a bank-approved surveyor

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