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Structured Products

How would you like 20/20 vision on international investments that offer defined returns while limiting your losses?

Benefits of Structured Products

Distinctive

Take advantage of uniquely structured deposits offered as limited opportunities

Simplicity

The lower entry barriers mean it’s easy to get going on your global savings journey

Flexible options

We offer currencies, markets and terms designed to help you meet your financial goals

Wealth preservation

Gain peace of mind with products structured in a manner that limit your downside risks
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Our products are now closed, new products are launching in June.

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Frequently Asked Questions
How do Structured Products work?
  • Simply put, a Structured Product can be thought of as a hybrid of an equity-linked deposit and a fixed deposit savings account.
  • A Structured Product is unique in that it offers depositors the ability to gain from market-linked returns – while also enjoying capital protection against any market-linked losses over the fixed-term period, assuming all terms and conditions are met.*

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

Are Structured Products a good option?
  • A Structured Product can be a good option to consider for those individual investors with lower appetites for risk and/or investors who require certainty in funding specific life goals.
  • While this type of deposit product provides returns linked to equity market performance, it is structured in such a way that it protects your original capital deposited, even if the market falls.*
  • This is a unique benefit that is not available when you invest directly in equity markets.  

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

What are the benefits of Structured Products?

Our fixed-term Structured Deposits include the following benefits for individual investors:

  • Establish an offshore international account that is structured in a way to enable you to benefit from equity market-linked returns, and also enjoy the security of capital-protection in the event of market losses.*
  • Enjoy 100% capital-protection for a fixed-term (providing you retain your deposit until the relevant maturity date).
  • Available in one of three currencies: UK Sterling, US Dollar or Australian Dollar.
  • Minimum deposits amounts range from £10,000 or US$15,000 or A$15,000.

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

How do I open a Structured Product account Offshore?
  • Our Structured Product accounts are subject to a minimum deposit of £10,000 or US$15,000 or A$15,000.
  • For more information, South African applicants can email us at [email protected]
  • All other applicants can email [email protected]
Performance updates

View the performance updates for Structured Products below.

We also offer
International bank accounts
International bank accounts

Open an international bank account today to support your global lifestyle and wealth management.

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Get exposure to global stocks as well as a mix of bonds and cash to build up your international investment portfolio.