• Products and Services
    • Bank with us
    • Borrow for your needs
    • Grow your money
    • Leaving a legacy
    Latest article
    Prepare now for a period of lower interest rates -full 14 image set
    Prepare now for a period of lower interest rates
    The extreme volatility in the global economy and financial markets over the past few years are a stark reminder that uncertainty lurks around every corner. Global stock markets have see-sawed from extreme highs to record lows over the past few years, leaving ordinary investors unsure of what to expect.
    Personal loans
    Borrow to invest in UK rental property
    Find out how you can get a residential property loan as a non-citizen.
    Investment Management
    View your investment portfolio online
    Stay on top of your international investments with our real-time portfolio tools.
    Latest article
    African generational tensions regarding the transfer of wealth - 14 image set
    African generational tensions regarding the transfer of wealth
    As directors of trust companies forming part of Africa’s largest bank by assets, with a presence in 19 African countries, it is fair for us to say that we have significant experience implementing estate and succession plans for families with African connections. Whilst we absolutely acknowledge that each family is unique, as are their estate and succession planning needs, we do still see threads of commonality when we are approached by families wishing to establish fiduciary structures.
  • Ways to bank
  • About us
    • About Standard Bank International
    • Report to society
    Standard Bank International is perfectly positioned to support the growth of our organisation and the continent itself.
     Our Report to Society outlines our four social, economic and environmental (SEE) impact areas
  • Learn More
  • News
International
Personal
Products and Services
Products and Services
Borrow for your needs
Leaving a legacy
Ways to bank
Ways to bank
Business
Products and services
Products and services
Bank with us
Borrow for your needs
Ways to bank
Ways to bank
The wise investing alternative

Our latest Structured Products diversify and lower your investment risk 

SBI SP Launch DRD9 & QP34 - Hero Banner Images

Structured Products

Set yourself on the path to a brighter financial future with our ready-made solutions that protect your deposits for a defined period while tapping into growth potential when markets grow.

Benefits of Structured Products

Fresh and relevant

New products are released throughout the year in response to market opportunities and demand

Uncomplicated

Sit back and track the potential growth of your deposit via our website until the maturity date

Spread your risk

The selection of currencies and markets offers you a diversification strategy for your wealth

Limit losses

Our structured products offer you capital protection*, giving you greater peace of mind
View in your preferred currency:
Our latest structured products

All
All
Add up to 3 products to compare Add up to 3 products to compare or close to remove all
Performance Updates
View the performance updates for Structured Products below.
Frequently Asked Questions
How do Structured Products work?
  • Simply put, a Structured Product can be thought of as a hybrid of an equity-linked deposit and a fixed deposit savings account.
  • A Structured Product is unique in that it offers depositors the ability to gain from market-linked returns – while also enjoying capital protection against any market-linked losses over the fixed-term period, assuming all terms and conditions are met.*

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

Are Structured Products a good option?
  • A Structured Product can be a good option to consider for those individual investors with lower appetites for risk and/or investors who require certainty in funding specific life goals.
  • While this type of deposit product provides returns linked to equity market performance, it is structured in such a way that it protects your original capital deposited, even if the market falls.*
  • This is a unique benefit that is not available when you invest directly in equity markets.  

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

What are the benefits of Structured Products?

Our fixed-term Structured Deposits include the following benefits for individual investors:

  • Establish an offshore international account that is structured in a way to enable you to benefit from equity market-linked returns, and also enjoy the security of capital-protection in the event of market losses.*
  • Enjoy 100% capital-protection for a fixed-term (providing you retain your deposit until the relevant maturity date).
  • Available in one of three currencies: UK Sterling, US Dollar or Australian Dollar.
  • Minimum deposits amounts range from £10,000 or US$15,000 or A$15,000.

*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.

How do I open a Structured Product account Offshore?
  • Our Structured Product accounts are subject to a minimum deposit of £10,000 or US$15,000 or A$15,000.
  • For more information, South African applicants can email us at [email protected]
  • All other applicants can email [email protected]
We also offer
International bank accounts
International bank accounts

Open an international bank account today to support your global lifestyle and wealth management.

Accessible Investments
Accessible investments

Get exposure to global stocks as well as a mix of bonds and cash to build up your international investment portfolio.