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General information

A quick-reference guide with important information about international banking.

Interest payments

Interest is applied to applicable accounts at various stages throughout the year.

Negative interest

Market conditions may result in negative interest being applied to accounts:

  • This means that instead of earning interest on money in an account, you will be charged a fee based on the full balance of your account
  • The total interest deducted from your account will be shown on your statement as ‘negative credit interest’

Please read the General Terms and Conditions document, Clause 6.21 if you require any clarification.

Transaction charges and fees

You have three ways to pay transaction fees:

  • Shared – The sender will pay Standard Bank charges. The receiver will receive the full amount, less any fees charged by the receiving (and any correspondent) bank
  • Remitter – All fees will be charged to you as the sender
  • Beneficiary – All fees will be charged to the receiver 

Find out about all personal and corporate fees and charges on current and related accounts.

Tax forms

To comply with the International Tax Regulations it is important that we maintain up to date tax information on companies and their controlling parties. Should this information change please contact us or download and complete the following form. 

Regulatory compliance

The Standard Bank Offshore Group, and Jersey and the Isle of Man wholly owned subsidiaries, has its registered office at Standard Bank House, 47-49 La Motte Street, St. Helier, Jersey JE2 4SZ.

Standard Bank Isle of Man Limited is licensed by the Isle of Man Financial Services Authority under the Financial Services Act 2008.

Standard Bank Jersey Limited is regulated by the Jersey Financial Services Commission to conduct deposit taking business under the Banking Business (Jersey) Law 1991 and investment business and fund services business under the Financial Services (Jersey) Law 1998.

The Standard Bank Offshore Group is compliant with the Foreign Account Tax Compliance Act, a US legal and regulatory requirement designed to ensure that US taxpayers pay US tax even if their assets and US source income are channelled through non-US jurisdictional accounts and entities.