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Transaction charges and fees

When you provide a payment instruction to us, you will have the option of selecting one of three charging options:

  • SHARED – This means that you will pay Standard Bank’s charges, but any agent or correspondent bank charges that are incurred en route will be deducted from the payment amount. “Shared” is the default if another charge option is not specified.
  • REMITTER (OUR) – All fees will be charged to you as the sender. This means that you will pay Standard Bank’s charges and any fees charged by the receiving bank and any correspondent bank*. 
  • BENEFICIARY – All fees will be charged to the receiver. This means that any charges levied by both sending and receiving banks will be deducted from the amount of the payment, together with any agent and correspondent bank charges that the payment incurs en route.

*A correspondent bank may at its own discretion deduct its charges from remitted funds, even if you selected to pay all fees upfront.

Find out about all personal and corporate fees and charges on current and related accounts.