Seafarer Bank Account
Stop letting currency exchange costs eat into every payday. Switch to a Seafarer Bank Account so you can pay and get paid in the currency of your choice.
£
2 500
Minimum opening deposit
$
3 500
Minimum opening deposit
€
2 500
Minimum opening deposit
AU$
3 500
Minimum opening deposit
£
2 500
Minimum account balance
$
3 500
Minimum account balance
€
2 500
Minimum account balance
AU$
3 500
Minimum account balance
£
0
Quarterly Maintenance fee
$
0
Quarterly Maintenance fee
€
0
Quarterly Maintenance fee
AU$
0
Quarterly Maintenance fee
GBP, USD, EUR, AUD
Supported currencies
Why yacht crew choose the Seafarer Bank Account
Tap to pay
Add your Visa debit card to your digital wallet for contactless payments around the globe
Visa perks
Your Visa debit card unlocks lounge visits and many other premium travel benefits
One login
Open separate sterling, euro, US or Aussie dollar accounts that you can access with a single login
Cost effective
No account maintenance fee and clear, upfront pricing give you control over your banking costs
What you get
- An international bank account available in sterling, euro, US or Aussie dollar
- Unlimited deposits and withdrawals
- Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
- Free electronic transfers via Online Banking**
- Online banking for international payments, transfers and to manage your account
- Mobile banking to manage, view and link and transfer funds between your accounts
See Seafarer Bank Account fact sheet
* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking. This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.
Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page to learn more.
What it costs
- No account maintenance fee
- Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
- See the product factsheet for details on transaction fees
How to get it
- Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
Terms and Conditions
-
What you get
-
What it costs
-
How to get it
-
Terms and Conditions
- An international bank account available in sterling, euro, US or Aussie dollar
- Unlimited deposits and withdrawals
- Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
- Free electronic transfers via Online Banking**
- Online banking for international payments, transfers and to manage your account
- Mobile banking to manage, view and link and transfer funds between your accounts
See Seafarer Bank Account fact sheet
* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking. This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.
Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page to learn more.
- No account maintenance fee
- Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
- See the product factsheet for details on transaction fees
- Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
ACCOUNT INTEREST RATES
View international personal banking - Variable interest rates
FAQs
How quickly can I open a Seafarer bank account?
Once you’ve submitted your application and all required documents online, we aim to open your account within 8–10 working days.
What documents do I need to open the account?
You'll need your signed passport, a Seafarer employment agreement (or a captain/employer letter), and a specimen signature. Documents are securely uploaded online—no posting required.
Are there any maintenance fees on the account?
No. The Seafarer Bank Account has no monthly or quarterly maintenance fees.
Can I manage my account completely online ?
Yes. Our secure mobile and online banking let you manage your account 24/7, including checking balances, transferring money, and controlling your Visa debit card.
Who do I contact if I have an application query?
Personal Banking New Business between Monday to Friday: 09:00 - 17:00 UK time
excluding UK bank holidays.
Call +441624643700 or email [email protected]
What if I can't resolve an issue online or have other account questions?
You can contact our Customer Engagement Centre by:
- Emailing [email protected]
- Call 0860033269 (South Africa) or +441624643643
Can I add my Visa debit card to a digital wallet for contactless payments?
Yes, you can securely add your Visa debit card to supported digital wallets like Apple Pay or GooglePay. This allows you to make fast, convenient, and contactless payments using your smartphone or wearabledevice.
How do I link my account to my digital wallet?
We support the most popular digital wallets for Android and iOS mobile operating systems, which means you can easily link your wallet to your Visa Card for contactless and online payments.
Does the account offer any premium benefits?
Yes. The optional Visa debit card provides access to premium travel perks, including lounge visits, hotel upgrades, flight-delay cover, and car-rental discounts.
Can I transfer funds internationally?
Yes. Electronic transfers within the UK and internationally are free via Online Banking. However, please note that agents' or correspondent bank fees may apply.
What happens if I don't fund my account immediately?
Your account must be funded within three months of opening to avoid needing to reapply.
Can I link accounts from Standard Bank internationally?
Yes. You can link your Standard Bank SA and Offshore accounts under the same mobile app profile.
Is there a minimum balance requirement?
Yes. You'll need to maintain a minimum balance (£2,500 | US$3,500 | €2,500 | AU$3,500) as applicable to your chosen account currency.
Are there charges for using the Visa debit card abroad?
Yes. Please see our Pricing Guide for current fees for cash withdrawals, foreign exchange commissions on card transactions in other currencies.
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