Seafarer Bank Account

Stop letting currency exchange costs eat into every payday. Switch to a Seafarer Bank Account so you can pay and get paid in the currency of your choice.
Why yacht crew choose the Seafarer Bank Account
Tap to pay
Visa perks
One login
Cost effective
- An international bank account available in sterling, euro, US or Aussie dollar
- Unlimited deposits and withdrawals
- Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
- Free electronic transfers via Online Banking**
- Online banking for international payments, transfers and to manage your account
- Mobile banking to manage, view and link and transfer funds between your accounts
See Seafarer Bank Account fact sheet
* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking. This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.
Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page to learn more.
- No account maintenance fee
- Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
- See the product factsheet for details on transaction fees
- Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
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What you get
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What it costs
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How to get it
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Terms and Conditions
- An international bank account available in sterling, euro, US or Aussie dollar
- Unlimited deposits and withdrawals
- Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
- Free electronic transfers via Online Banking**
- Online banking for international payments, transfers and to manage your account
- Mobile banking to manage, view and link and transfer funds between your accounts
See Seafarer Bank Account fact sheet
* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking. This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.
Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page to learn more.
- No account maintenance fee
- Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
- See the product factsheet for details on transaction fees
- Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
View international personal banking - Variable interest rates
Once you’ve submitted your application and all required documents online, we aim to open your account within 8–10 working days.
You'll need your signed passport, a Seafarer employment agreement (or a captain/employer letter), and a specimen signature. Documents are securely uploaded online—no posting required.
No. The Seafarer Bank Account has no monthly or quarterly maintenance fees.
Yes. Our secure mobile and online banking let you manage your account 24/7, including checking balances, transferring money, and controlling your Visa debit card.
Personal Banking New Business between Monday to Friday: 09:00 - 17:00 UK time
excluding UK bank holidays.
Call +441624643700 or email [email protected]
You can contact our Customer Engagement Centre by:
- Emailing [email protected]
- Call 0860033269 (South Africa) or +441624643643
Yes, you can securely add your Visa debit card to supported digital wallets like Apple Pay or GooglePay. This allows you to make fast, convenient, and contactless payments using your smartphone or wearabledevice.
We support the most popular digital wallets for Android and iOS mobile operating systems, which means you can easily link your wallet to your Visa Card for contactless and online payments.
Yes. The optional Visa debit card provides access to premium travel perks, including lounge visits, hotel upgrades, flight-delay cover, and car-rental discounts.
Yes. Electronic transfers within the UK and internationally are free via Online Banking. However, please note that agents' or correspondent bank fees may apply.
Your account must be funded within three months of opening to avoid needing to reapply.
Yes. You can link your Standard Bank SA and Offshore accounts under the same mobile app profile.
Yes. You'll need to maintain a minimum balance (£2,500 | US$3,500 | €2,500 | AU$3,500) as applicable to your chosen account currency.
Yes. Please see our Pricing Guide for current fees for cash withdrawals, foreign exchange commissions on card transactions in other currencies.