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Link to complete an online application
If you have already started an online application for an account, please click on the link below to complete the process. To start a new application, apply via the product page
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Treat yourself.
Travel in style

Your premium Visa debit card unlocks exclusive travel perks, such as lounge access, discounted premium car rentals, and more.

Seafarer Bank Account

View in your preferred currency:
Seafarer bank account product page banner

Stop letting currency exchange costs eat into every payday. Switch to a Seafarer Bank Account so you can pay and get paid in the currency of your choice.

Why yacht crew choose the Seafarer Bank Account

Tap to pay

Add your Visa debit card to your digital wallet for contactless payments around the globe

Visa perks

Your Visa debit card unlocks lounge visits and many other premium travel benefits

One login

Open separate sterling, euro, US or Aussie dollar accounts that you can access with a single login

Cost effective

No account maintenance fee and clear, upfront pricing give you control over your banking costs

Tap to pay

Add your Visa debit card to your digital wallet for contactless payments around the globe

Visa perks

Your Visa debit card unlocks lounge visits and many other premium travel benefits

One login

Open separate sterling, euro, US or Aussie dollar accounts that you can access with a single login

Cost effective

No account maintenance fee and clear, upfront pricing give you control over your banking costs
What you get
  • An international bank account available in sterling, euro, US or Aussie dollar
  • Unlimited deposits and withdrawals
  • Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
  • Free electronic transfers via Online Banking**
  • Online banking for international payments, transfers and to manage your account
  • Mobile banking to manage, view and link and transfer funds between your accounts

See Seafarer Bank Account fact sheet

* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking.  This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.


Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page  to learn more.

What it costs
  • No account maintenance fee
  • Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
  • See the product factsheet  for details on transaction fees
How to get it
  • Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
  • What you get
  • What it costs
  • How to get it
  • Terms and Conditions
  • An international bank account available in sterling, euro, US or Aussie dollar
  • Unlimited deposits and withdrawals
  • Optional Visa debit card supporting digital-wallet payments and global ATM withdrawals*
  • Free electronic transfers via Online Banking**
  • Online banking for international payments, transfers and to manage your account
  • Mobile banking to manage, view and link and transfer funds between your accounts

See Seafarer Bank Account fact sheet

* Fees and charges apply
** Free UK and international electronic transfers completed through Online Banking.  This excludes agents’ charges, foreign correspondents’ charges or indirect transaction costs.


Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page  to learn more.

  • No account maintenance fee
  • Visa debit card withdrawal fees - 1.75% (minimum £ 2 | $ 3 | € 3 | AU$ 3.50)
  • See the product factsheet  for details on transaction fees
  • Complete and submit the online application form and we will then be in touch with the next steps to upload your supporting documents
ACCOUNT INTEREST RATES

View international personal banking - Variable interest rates

See interest rates
FAQs
How quickly can I open a Seafarer bank account?

Once you’ve submitted your application and all required documents online, we aim to open your account within 8–10 working days.

What documents do I need to open the account?

You'll need your signed passport, a Seafarer employment agreement (or a captain/employer letter), and a specimen signature. Documents are securely uploaded online—no posting required.

Are there any maintenance fees on the account?

No. The Seafarer Bank Account has no monthly or quarterly maintenance fees.

 
Can I manage my account completely online ?

Yes. Our secure mobile and online banking let you manage your account 24/7, including checking balances, transferring money, and controlling your Visa debit card.

Who do I contact if I have an application query?

Personal Banking New Business between Monday to Friday: 09:00 - 17:00 UK time
excluding UK bank holidays.

Call +441624643700 or email [email protected]

What if I can't resolve an issue online or have other account questions?

You can contact our Customer Engagement Centre by:

Can I add my Visa debit card to a digital wallet for contactless payments?

Yes, you can securely add your Visa debit card to supported digital wallets like Apple Pay or GooglePay. This allows you to make fast, convenient, and contactless payments using your smartphone or wearabledevice.

How do I link my account to my digital wallet?

We support the most popular digital wallets for Android and iOS mobile operating systems, which means you can easily link your wallet to your Visa Card for contactless and online payments.

Does the account offer any premium benefits?

Yes. The optional Visa debit card provides access to premium travel perks, including lounge visits, hotel upgrades, flight-delay cover, and car-rental discounts.

Can I transfer funds internationally?

Yes. Electronic transfers within the UK and internationally are free via Online Banking. However, please note that agents' or correspondent bank fees may apply.

What happens if I don't fund my account immediately?

Your account must be funded within three months of opening to avoid needing to reapply.

Can I link accounts from Standard Bank internationally?

Yes. You can link your Standard Bank SA and Offshore accounts under the same mobile app profile.

Is there a minimum balance requirement?

Yes. You'll need to maintain a minimum balance (£2,500 | US$3,500 | €2,500 | AU$3,500) as applicable to your chosen account currency.

Are there charges for using the Visa debit card abroad?

Yes. Please see our Pricing Guide for current fees for cash withdrawals, foreign exchange commissions on card transactions in other currencies.

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