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Cash-backed Lending

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Get easy access to a loan secured against cash you hold in an instant access account.

Some of the benefits

No fuss

Borrow against funds in a Standard Bank current or call account

Full value

The full amount is available to you, if there is no foreign exchange risk

Guarantees

You can secure a guarantee against cash held in an instant access account for Standard Bank Group loans

Interest only

Repay the interest only or amortise the capital amount over the loan term
How it works
  • You can borrow against money you have in a Call account or any instant access account with sufficient cash over 1-5 years
  • Get up to 100% if there is no foreign exchange risk
  • A security margin of 10% or 20% is required, depending on the foreign exchange risk
  • Interest applied quarterly in arrears
  • Renewal facility available

See Cash Backed Lending Factsheet

What you need
  • An existing Standard Bank instant access account
  • How it works
  • What you need
  • You can borrow against money you have in a Call account or any instant access account with sufficient cash over 1-5 years
  • Get up to 100% if there is no foreign exchange risk
  • A security margin of 10% or 20% is required, depending on the foreign exchange risk
  • Interest applied quarterly in arrears
  • Renewal facility available

See Cash Backed Lending Factsheet

  • An existing Standard Bank instant access account
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