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Portfolio Bond Lending

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Use the power of your capital invested with approved life companies to gear your portfolio for growth or release equity as an international loan.

Benefits of portfolio bond loan

Leverage capital

A personal loan available to clients referred by authorised advisors and relationship managers

Unlock value

Receive as much as 100% of the value of an existing portfolio if you plan to reinvest the capital

Early release

Unlock up to 50% of the value of an existing portfolio if you plan to release equity

Revolving facility

Enjoy the freedom of an open-ended arrangement that is subject to an annual review
How it works
  • Borrow against the full initial investment or current market value of a portfolio if reinvesting the capital
  • Borrow up to half the full initial investment or current market value of a portfolio when releasing capital
  • The portfolio must be invested on a diversified basis and be assessed as a moderate risk or lower
  • A continuing loan charge of 0.25% is levied every three years, 0.50% for cross-currency facilities
  • Interest is charged quarterly in arrears

See Portfolio Bond Loan fact sheet

How to get it
  • Hold a qualifying investment portfolio with an approved life company
  • Speak to your relationship manager or financial advisor
  • How it works
  • How to get it
  • Borrow against the full initial investment or current market value of a portfolio if reinvesting the capital
  • Borrow up to half the full initial investment or current market value of a portfolio when releasing capital
  • The portfolio must be invested on a diversified basis and be assessed as a moderate risk or lower
  • A continuing loan charge of 0.25% is levied every three years, 0.50% for cross-currency facilities
  • Interest is charged quarterly in arrears

See Portfolio Bond Loan fact sheet

  • Hold a qualifying investment portfolio with an approved life company
  • Speak to your relationship manager or financial advisor
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