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Optimum bank account

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Open the doorway to flexible and convenient international banking. A new world awaits.

Benefits of Optimum bank account

Full service

Get day-to-day banking, foreign exchange services, international savings options, and more

Digital banking

Our online and mobile banking services place international banking right at your fingertips

Major currencies

You get to choose whether you bank in sterling, US or Australian dollars, or euros

Seamless

Manage all your international banking savings and investments from one centralised login
What you get
  • An international bank account available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals when banking at home or abroad
  • A Visa debit card for easy payments and withdrawals worldwide *
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all Optimum bank accounts and Direct Debits on sterling accounts
  • Internet banking for international payments, transfers and to manage your account
  • Mobile banking to manage, view, link and transfer funds between your accounts
     

* Fees and charges apply

See Optimum account fact sheet

 

 

What it costs
  • No account maintenance fee if a minimum balance is maintained *
  • Visa debit card annual fee - £15/$25/€20/AU$25
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees

* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.

How to get it
  • You need to be 18 years or older
  • Make the minimum opening deposit
  • Proof of address and identity (certified or original copies)
  • What you get
  • What it costs
  • How to get it
  • Terms and Conditions
  • An international bank account available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals when banking at home or abroad
  • A Visa debit card for easy payments and withdrawals worldwide *
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all Optimum bank accounts and Direct Debits on sterling accounts
  • Internet banking for international payments, transfers and to manage your account
  • Mobile banking to manage, view, link and transfer funds between your accounts
     

* Fees and charges apply

See Optimum account fact sheet

 

 

  • No account maintenance fee if a minimum balance is maintained *
  • Visa debit card annual fee - £15/$25/€20/AU$25
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees

* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.

  • You need to be 18 years or older
  • Make the minimum opening deposit
  • Proof of address and identity (certified or original copies)
Product Interest Rates

View International Personal Banking - Variable Interest Rates

Tips and guidance
Visa debit cards
Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card

Online payments and transfers
Online payments and transfers
Useful payment information
Useful payment information

Learn more about setting up direct debits, stop order and payment details for regular payments

Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card

Online payments and transfers
Useful payment information

Learn more about setting up direct debits, stop order and payment details for regular payments

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