International
Optimum bank account
Get the ultimate flexibility and convenience when you open an international bank account available in up to four major currencies.
£
4 000
Minimum opening deposit
$
6 000
Minimum opening deposit
€
6 000
Minimum opening deposit
AU$
6 000
Minimum opening deposit
£
4 000
Minimum account balance
$
6 000
Minimum account balance
€
6 000
Minimum account balance
AU$
6 000
Minimum account balance
£
60
*
Quarterly Maintenance fee
$
90
*
Quarterly Maintenance fee
€
90
*
Quarterly Maintenance fee
AU$
90
*
Quarterly Maintenance fee
GBP, USD, EUR, AUD
Supported currencies
*
If minimum balance not maintained
*
If minimum balance not maintained
*
If minimum balance not maintained
*
If minimum balance not maintained
Some of the benefits
Full service
Day-to-day transactions and easy access to foreign exchange and savings
Digital banking
Bank from anywhere using internet and mobile banking services
Major currencies
Bank conveniently in sterling, US or Australian dollars or euro
Seamless
Manage your offshore finances from one centralised account
What you get
- Available in GBP, USD, EUR and AUD
- Unlimited deposits and withdrawals
- A Visa debit card for easy payments and withdrawals worldwide *
- Access to international savings accounts and foreign exchange
- Standing Orders on all currency accounts and Direct Debits on sterling accounts
- Internet banking for international payments, transfers and to manage your account
- Mobile banking to manage, view, link and transfer funds between your accounts
* Fees and charges apply
See Optimum account fact sheet
What it costs
- No account maintenance fee if a minimum balance is maintained *
- Visa debit card annual fee - £15/$25/€20/AU$25
- Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
- See the pricing guide for details on transaction fees
* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.
How to get it
- You need to be 18 years or older
- Make the minimum opening deposit
- Proof of address and identity (certified or original copies)
Terms and Conditions
-
What you get
-
What it costs
-
How to get it
-
Terms and Conditions
- Available in GBP, USD, EUR and AUD
- Unlimited deposits and withdrawals
- A Visa debit card for easy payments and withdrawals worldwide *
- Access to international savings accounts and foreign exchange
- Standing Orders on all currency accounts and Direct Debits on sterling accounts
- Internet banking for international payments, transfers and to manage your account
- Mobile banking to manage, view, link and transfer funds between your accounts
* Fees and charges apply
See Optimum account fact sheet
- No account maintenance fee if a minimum balance is maintained *
- Visa debit card annual fee - £15/$25/€20/AU$25
- Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
- See the pricing guide for details on transaction fees
* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.
- You need to be 18 years or older
- Make the minimum opening deposit
- Proof of address and identity (certified or original copies)
Product Interest Rates
View International Personal Banking - Variable Interest Rates
Tips and guidance
Visa debit cards
Visa debit cards
Learn more about the benefits of shopping securely and conveniently using a Visa debit card
Online payments and transfers
Online payments and transfers
Getting started? Learn more about making payments and transfers.
Useful payment information
Useful payment information
Learn more about setting up direct debits, stop order and payment details for regular payments
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