Optimum bank account

Open the doorway to flexible and convenient international banking. A new world awaits.
Benefits of Optimum bank account
Full service
Digital banking
Major currencies
Seamless
- An international bank account available in GBP, USD, EUR and AUD
- Unlimited deposits and withdrawals when banking at home or abroad
- A Visa debit card for easy payments and withdrawals worldwide *
- Access to international savings accounts and foreign exchange
- Standing Orders on all Optimum bank accounts and Direct Debits on sterling accounts
- Internet banking for international payments, transfers and to manage your account
- Mobile banking to manage, view, link and transfer funds between your accounts
* Fees and charges apply
See Optimum account fact sheet
- No account maintenance fee if a minimum balance is maintained *
- Visa debit card annual fee - £15/$25/€20/AU$25
- Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
- See the pricing guide for details on transaction fees
* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.
- You need to be 18 years or older
- Make the minimum opening deposit
- Proof of address and identity (certified or original copies)
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What you get
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What it costs
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How to get it
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Terms and Conditions
- An international bank account available in GBP, USD, EUR and AUD
- Unlimited deposits and withdrawals when banking at home or abroad
- A Visa debit card for easy payments and withdrawals worldwide *
- Access to international savings accounts and foreign exchange
- Standing Orders on all Optimum bank accounts and Direct Debits on sterling accounts
- Internet banking for international payments, transfers and to manage your account
- Mobile banking to manage, view, link and transfer funds between your accounts
* Fees and charges apply
See Optimum account fact sheet
- No account maintenance fee if a minimum balance is maintained *
- Visa debit card annual fee - £15/$25/€20/AU$25
- Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
- See the pricing guide for details on transaction fees
* The average balance over any quarter must not fall below the minimum opening balance amount. Should this happen, an account maintenance fee of £ 60, US$ 90, € 90, AU$90 per quarter applies.
- You need to be 18 years or older
- Make the minimum opening deposit
- Proof of address and identity (certified or original copies)
View International Personal Banking - Variable Interest Rates
A foreign currency account enables international clients to diversify, transact and save, in a currency of their choice. The following currencies are supported: GBP Pound Sterling, US Dollars, Euro or Australian Dollars.
- Determining the best country in which to open an international bank account must be considered in terms of one’s specific needs.
- The Isle of Man, is a crown-dependency located in the British Isles that is independent of the UK and the EU.
- The Isle of Man is an attractive destination for international expatriates and non-residents due to its economic stability, mature financial sector and investor-friendly regulatory environment.
- Having established a presence in the Isle of Man over 30-years ago, we assist our clients to securely transact, save and invest internationally with ease, in a range of currency options.
- Once you have successfully opened your international bank account, you’ll be able to activate your Visa Debit Card and register for Internet and/or Mobile Banking.
- Once your Visa Debit card has been activated, you’ll be able to make online international payments as well as easy point-of-sale payments and withdrawals, worldwide.
- You must be 18 years or older to open an account.
- Applicants are required to supply proof of address and identity, and must meet the minimum opening deposit amount of £5,000, EU7,000 or US$7,000.
- For more information, South African applicants can email us at [email protected]
- All other applicants, outside of South Africa can email [email protected]
Learn more about the benefits of shopping securely and conveniently using a Visa debit card
Getting started? Learn more about making payments and transfers.
Learn more about setting up direct debits, stop order and payment details for regular payments