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Platinum Optimum bank account

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Get exclusive benefits as a Private Banking client to simplify even your most complex international personal banking needs.

Some of the benefits

Exclusive offers

No account maintenance fee, a low initial deposit and no minimum balance

Digital banking

Bank from anywhere using internet and mobile banking services

Full service

Day-to-day transactions and easy access to foreign exchange and savings

Major currencies

Bank conveniently in sterling, US or Australian dollars or euro
What you get
  • Available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals
  • Private Banking Visa debit card with no annual fee*
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all accounts and Direct Debits on sterling accounts
  • Internet banking to make international payments, transfers and manage your account
  • Mobile banking to manage, view activity, link and transfer funds between your accounts

*Fees and charges apply

See Platinum Optimum account fact sheet

What it costs
  • No account maintenance charge
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees
How to get it
  • Speak to your Private Banker
  • What you get
  • What it costs
  • How to get it
  • Terms and Conditions
  • Available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals
  • Private Banking Visa debit card with no annual fee*
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all accounts and Direct Debits on sterling accounts
  • Internet banking to make international payments, transfers and manage your account
  • Mobile banking to manage, view activity, link and transfer funds between your accounts

*Fees and charges apply

See Platinum Optimum account fact sheet

  • No account maintenance charge
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees
  • Speak to your Private Banker
Product Interest Rates

View International Personal Banking - Variable Interest Rates

Tips and guidance
Visa debit cards
Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card

Online payments and transfers
Online payments and transfers

Getting started? Learn more about making payments and transfers.

Useful payment information
Useful payment information

Learn more about setting up direct debits, stop order and payment details for regular payments

Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card

Online payments and transfers

Getting started? Learn more about making payments and transfers.

Useful payment information

Learn more about setting up direct debits, stop order and payment details for regular payments

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