Optimum account

Perfect for those living, working or studying abroad, or frequent travellers with international interests, this solution allows you to effortlessly consolidate, manage and access your finances wherever you are in the world.

What does it offer me?

Minimum opening balance:

£4 000/ US$6 000/ €6 000/ AU$6 000

No minimum income required


Apply Online Now

Apply By Phone


Key Benefits:

    • Unlimited deposits and withdrawals
    • Supported currencies: GBP/ USD/ EUR/ AUD
    • With an optional Visa debit card* pay for goods and services online and at retail outlets, access your cash at ATMs worldwide, and enjoy 24/7 customer service
    • Standing orders on all currency accounts and direct debits for Sterling accounts
    • Access to savings accounts and foreign exchange
    • No account maintenance fee if a minimum average quarterly balance of £4 000/ US$6 000/ €6 000/ AU$6 000 is maintained.

*Fees and charges apply

Digital services

Internet banking

Make payments in a range of currencies or check your balance with fast and secure 24/7 online banking. Discounted payment fees apply when sending international payments through Internet Banking.

Mobile banking

Manage your accounts on the go using your mobile device. View account activity, transfer funds/ make payments internationally between accounts you hold with us. Link any accounts you hold within the Standard Bank Group.

Terms and Charges

Click on the links below to access information on our terms, conditions and charges. These documents form part of your agreement with the Bank when opening and maintaining an account with us.

What do I need to apply?

Are you:
New to Standard Bank?
18 years or older?
Able to meet the minimum opening balance requirement of £4 000 or currency equivalent?

If your answers to all these questions is ‘Yes!’, you can apply for an international account.

Apply Online Now

Apply By Phone

To view our most up-to-date interest rates sheet, click on the link below:

(Please note: a PDF will open in a new window)

Download current interest rates


Online Banking Login

Contact us

Offshore Services South Africa
+27 (0) 860 333 383

+44 (0) 1624 643643